574 SW 4th St,

Madras, OR 97741

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

In the picturesque towns of Metolius and Culver, Oregon, where the need for financial support occasionally arises, the prospect of securing a home loan can be both exciting and daunting. Our Madras office understands the unique challenges and aspirations of the community, which is why we are pleased to introduce you to VA Loans—a powerful tool designed to help veterans, active-duty service members, and eligible spouses achieve their homeownership dreams.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • VA Loans are a special type of mortgage backed by the U.S. Department of Veterans Affairs. This backing provides lenders with greater confidence, allowing for more favorable terms for borrowers.

  • One of the most attractive features of VA Loans is the absence of a down payment requirement. Eligible borrowers can purchase their homes without the typical financial burden of a substantial upfront payment.

  • VA Loans often come with competitive interest rates compared to conventional mortgages. This can lead to lower monthly payments, saving borrowers money over the life of the loan.

  • While good credit is always beneficial, VA Loans tend to have more forgiving credit score requirements, making them accessible to a broader range of borrowers.

  • Unlike many other mortgage options, VA Loans do not require borrowers to pay for private mortgage insurance, further reducing the overall cost of homeownership.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

VA Loans are available to active-duty service members, veterans, and certain members of the National Guard and Reserves. Additionally, surviving spouses of service members who died in the line of duty or as a result of a service-related disability may also qualify.

VA Loans can be used to purchase various types of properties, including single-family homes, condominiums, and even certain multi-unit properties, provided you intend to live in one of the units.

VA Loans are typically available for homes in the United States, its territories, and select foreign countries. However, loan limits may vary based on the location of the property.

To begin the process, reach out to our Madras office, where our experienced team will guide you through the application process. They will help determine your eligibility, gather necessary documentation, and provide personalized assistance throughout.

While VA Loans offer many advantages, borrowers should be aware that they still incur closing costs, which can include appraisal fees, inspection fees, and other expenses. However, some of these costs may be negotiable or covered by the seller in certain cases.

In conclusion, VA Loans present a fantastic opportunity for residents of Metolius and Culver, Oregon, and our Madras office is here to assist you every step of the way. Whether you’re a veteran, active-duty service member, or eligible spouse, exploring the benefits of VA Loans can be your pathway to homeownership. Don’t hesitate to contact our Madras office to start your journey towards securing the home of your dreams with a VA Loan.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.